2008 was a hard year for many, but according to an annual survey by MSN Money, life in South Dakota was pretty darn good. MSN Money’s “Misery Index” measures the number of bankruptcy and foreclosure filings aganist the number of households in each state. With only 0.4% of households in South Dakota facing bankruptcy or foreclosure, we tied with Vermont for dead last in the ranking of all 50 states. Compare that to top ranking Nevada where  4.8% of households face one of these hardships. Some days you just have to say it, life is good!